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Wednesday, January 27, 2010

AFFORDABLE HOUSE & LOT in SANTA ROSA, LAGUNA

CELINA PLAINS SUBDIVISION
Brgy. Labas, Santa Rosa Laguna


HOUSING SPECIFICATION
with perimeter fence
with clubhouse & basketball
with entrance gate & guardhouse
with long span colored roof
with plain cement finish on the ground floor and 2nd floor
with steel decking floorsystem on 2nd floor
with complete Toilet & Bath
with steel casement windows provided with grilles
exterior painting only


SAMPLE COMPUTATION THRU PAGIBIG FINANCING

Pag-Ibig Financing (Inside Unit )
Lot Area 46.0 sq. m.
Total Contract Price 656,875.00
Loan Value 618,000.00
Gross Equity/DP 38,875.00
Reservation Fee 5,000.00
Net Equity 33,875.00
Processing Fee 10,000.00
Equity + Processing Fee 43,875.00
Equity/month @ 15 mos 2,925.00
Amortization 7.00%
25 yrs 4,368.02
20 yrs 4,791.35
15 yrs 5,554.58
10 yrs 7,175.60
5 yrs 12,237.02

Pag-Ibig Financing (End Unit)
Lot Area 74.0 sq. m.
Total Contract Price 884,335.00
Loan Value 815,000.00
Gross Equity/DP 69,335.00
Reservation Fee 5,000.00
et Equity 64,335.00
Processing Fee 12,500.00
Equity + Processing Fee 76,835.00
Equity/month @ 15 mos 5,122.33
Amortization 8.50%
25 yrs 6,562.60
20 yrs 7,072.76
15 yrs 8,025.63
10 yrs 10,104.83
5 yrs 16,720.97
addtl. MRI/FI (insurances) on monthly amortization ranging from 400 to 800

SAMPLE COMPUTATION THRU IN-HOUSE FINANCING

In-House Financing (Inside Unit )
Lot Area 46.0 sq. m.
Total Contract Price 656,875.00
Gross Equity/DP(23% of TCP) 151,081.25
Reservation Fee 5,000.00
Net Equity 146,081.25
Equity/month @ 18 mos 8,115.63
In- House Balance 505,793.75
Amortization @ 16%
10 yrs 8,472.55
7 yrs 10,046.08
5 yrs 12,299.89
3 yrs 17,782.19
1 yr 45,891.17

In-House Financing (End Unit)
Lot Area 74.0 sq. m.
Total Contract Price 884,335.00
Gross Equity/DP(23% of TCP) 203,397.05
Reservation Fee 5,000.00
Net Equity 198,397.05
Equity/month @ 18 mos 11,022.06
In- House Balance 680,937.95
Amortization @ 16%
10 yrs 11,406.39
7 yrs 13,524.79
5 yrs 16,923.35
3 yrs 23,939.74
1 yr 61,782.18
Titling Cost, Real Estate Tax for the 1st two years included.
No Move-In Fee to be collected!! No Hidden Charges!!!Equity includes Miscellaneous Fees.

For request of quotation & tripping schedule please call / text:
BERNADETTE CAFRE
REBL# 20793
Contact # +63929-954-2611 / +63923-854-9706
email ad:
havenblissrealty@yahoo.com
website:
http://bcafre.myadpost.com
http://bcafre.multiply.com
http://bcafre.bahay.ph